Privacy Policy

1. Introduction

Munio ("we," "our," or "us") is committed to protecting the privacy of our users ("you" or "your"). This Privacy Policy governs the collection, use, and disclosure of personal information we receive from users of the Munio Platform (the "Platform"). By using the Platform, you agree to the practices outlined in this Privacy Policy.

2. Information Collected

a. Personal Information: We may collect personal information that you voluntarily provide to us when using the Platform. This may include, but is not limited to, your name, email address, phone number, postal address, and any other information you provide through account registration.

b. Non-Personal Information: We may automatically collect non-personal information about your use of the Platform, such as device information, IP address, browser type, operating system, and usage statistics, to improve our services and enhance your experience.

3. Use of Information

a. Personal Information: We may use your personal information for the following purposes:

· To provide and improve the Platform's features and services.

· To respond to your inquiries and requests.

· To send you administrative information, such as updates and changes to the Platform or this Privacy Policy.

· To send you promotional materials or marketing communications with your consent.

· To comply with legal obligations and enforce our Terms and Conditions.

b. Non-Personal Information: We may use non-personal information for statistical analysis, to troubleshoot and enhance the Platform, and for other business purposes.

4. Sharing of Information

a. Third-Party Service Providers: We may share your information with trusted third-party service providers who assist us in operating the Platform and providing services. These third parties will only have access to the information necessary to perform their tasks on our behalf.

b. Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of the transaction, but we will notify you and seek your consent if required by law.

c. Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., law enforcement or regulatory agencies).

5. Data Security

We implement reasonable security measures to protect your information from unauthorized access, disclosure, or alteration. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Choices and Rights

a. Opt-Out: You can opt-out of receiving promotional communications from us by following the unsubscribe instructions provided in our communications or contacting us directly.

b. Access and Correction: You may access and update your personal information within the Platform's settings or by contacting us.

c. Data Retention: We will retain your information for as long as necessary to fulfil the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

7. Children's Privacy

The Platform is not intended for use by children under the age of 18. We do not knowingly collect personal information from children under this age threshold. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will take steps to delete the information.

8. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted within the Platform, and the effective date will be revised accordingly. By continuing to use the Platform after such changes, you accept the updated Privacy Policy.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at admin@muniocapital.com